CASE NO. 99 CC 03260 & 02 CC17890 Superior Court of California, Orange County, Central Justice Center:

A PHYSICIAN WHO EMIGRATED TO CALIFORNIA FROM CANADA OBTAINED A JUDGMENT AGAINST A FORMER BOYFRIEND WHO SWINDLED HER OUT OF HER LIFE SAVINGS.

Action taken: An investigation indicated that the debtor was a CEO of a high-tech company in Orange County. A wage garnishment was served upon the company which responded that the debtor was not employed at the firm. Convinced that the employer was hindering execution of the judgment, CJRS filed a creditor's suit. A judgment for the full amount of the debtor's obligation was obtained. The company's bank account was discovered and levied; however, it failed to satisfy the judgment and research indicated that the debtor company was in poor financial condition. Its only asset was a patent of dubious value. When CJRS discovered that the company had sued a high profile firm for patent infringement, they filed a lien in the pending action. After reviewing the case, however, it became obvious that the debtor would not prevail at trial, rendering the lien moot. CJRS then filed a motion with the court which issued the judgment, asking that the patent in question be assigned to CJRS to satisfy the judgment. Not wishing to surrender its only asset which was the subject of its litigation, the debtor's attorney wired the full amount of the judgment to CJRS' bank account. 

Plaintiff Dr. Shirley Y: "Pleasant, helpful, courteous, empathetic to me. Prompt responses and kept me informed regularly without having to ask; always available. You were a great find after communicating with many others who discouraged me but appreciated your honesty and of course - the results! Would definitely recommend without hesitancy to anyone who needs help in recovering a judgment."

CASE NUMBERS GIC 746882, SUPERIOR COURT OF CALIFORNIA, AND 02-05955 B7, US BANKRUPTCY COURT, SOUTHERN DISTRICT OF CALIFORNIA

WHEN CJRS TOOK ASSIGNMENT OF THIS JUDGMENT, THE DEBT HAD ALREADY BEEN DISCHARGED IN BANKRUPTCY. THE DEBTORS HAD SOLD THEIR HOME AFTER BANKRUPTCY, IGNORING CREDITOR'S ABSTRACT. THE DEBTOR THEN REOPENED THEIR BANKRUPTCY TO AMEND THEIR SCHEDULES AND LEGALLY EXTINGUISH THE OVERLOOKED LIEN.

Action taken: CJRS filed an opposition to the debtor's attempt to 'adjust' his schedules and avoid the lien. CJRS obtained multiple appraisals of the property in question, took depositions and obtained other information which indicated that the debtor had grossly undervalued the value of his residence. In short, he could not avoid CJRS' lien because it did not infringe on the homeowner exemption. The debtor had no choice but to dismiss his meritless litigation. CJRS then moved to force the sale of the home. Shortly thereafter the judgment was fully satisfied.  

Plaintiff Thomas M: " As advised earlier you did one hell-of-a-job. I admire you for the way and manner in which you stayed with this case in spite of the many roadblocks and stonewalling that was put in front of you. You showed a great deal of tenacity and patience in dealing with these people and their attorneys. A very commendable trait."

Case No. 650508, US District Court, Southern district of california

THE JUDGMENT WAS NEARLY EIGHT YEARS OLD AND OVER $200,000. PLAINTIFFS WERE ELDERLY AND LOSING HOPE. DEBTOR HAD BEEN RELEASED FROM PRISON. THEY HAD NO IDEA WHERE HE WAS NOR COULD THEY LOCATE ANY ASSETS. WHAT THEY DID KNOW WAS EVEN MORE DISTRESSING. HE OWED $650,000 TO THE IRS AND OVER $1 MILLION IN COURT-ORDERED RESTITUTION. PLAINTIFFS WERE REPEATEDLY ADVISED TO "CHARGE IT OFF".

Action taken:  An in-depth investigation was undertaken. The debtor was located and discovered to be employed in the 'asset protection' business. Unsurprisingly, there were no assets in his name.  Matters were then complicated by his sudden and unexpected death. Suit was filed against his insiders resulting in a substantial settlement.   

Plaintiff Joseph A: "Mr. ____ was a convicted felon and we couldn't find him or his assets. The more we interviewed attorneys, the more discouraged we became. They all wanted a large, replenishable retainer and at least $200.00 an hour. To our knowledge, we are the only victims who were ever able to collect anything from this world-class swindler. You unraveled the debtor's complicated web of secret trusts and hidden assets. Thank you for connecting all the dots. Great job."

Case no. 649201, Superior court of california, san diego judicial district, central division

JUDGMENT WAS ENTERED AGAINST A CONTRACTOR FOR UNPAID WAGES.

Action taken: The debtor was located and liens were filed against his assets. CJRS discovered that the debtor was involved in litigation. A Notice of Lien in a Pending Action was filed in the case. In a few months the debtor's suite was settled, at which time the full amount of the judgment was paid by his attorney from the settlement.

Plaintiff Gregory S: "Thank you so much. The time for me to collect was running out. Immediately she found all of the assets available and started to squeeze the noose. I was very impressed at how quickly they were able to corner this slippery individual. Your company was very tenacious and did not relent until the money owed me was papid. It was worth it just to know I was one person he was not going to rip off."

case no. 662052, Superior court of california, san diego, central division

FOUR-YEAR OLD JUDGMENT WAS AGAINST A CONTRACTOR WHOM THE PLAINTIFFS COULD NOT LOCATE. AFTER DISCOVERING THE NUMEROUS TAX LIENS AGAINST THE DEBTOR, THE PLAINTIFFS BEGAN TO LOSE ALL HOPE.

Action taken: Debtor was located. It was discovered that he was conducting a clandestine business in an unmarked building behind a locked gate. The sheriff was installed in his business. No inventory was allowed to leave the building. The use of such a tactic was successful in forcing the debtor to pay the full amount of the judgment.

Plaintiff Steven L.: "She stayed on top of the case and was able to collect when we weren't. Good job keeping in communication with us."

case no. 2:15-bk-20930-vz, US Bankruptcy court, central district of california

FAMILY LAW JUDGMENT - HUSBAND ORDERED TO PAY WIFE EQUALIZATION PAYMENT WHICH REMAINED UNPAID FOR NINE YEARS.

Action taken: CJRS levied the debtor's bank account and served him with an order to appear for examination. The debtor responded by filing for Chapter 13. After analyzing the debtor's petition and other documents, CJRS filed a motion to dismiss and an objection to confirmation of the debtor's Chapter 13 Plan. On the day before  the court was to rule on CJRS' motions, the debtor amended his plan to pay CJRS' debt at 100%.

Plaintiff Anna M: "Thank you for being so awesome...I appreciate all of your dedication and hard work!"

CASE NO. 16-01500, US bankruptcy court, southern district of california

A JUDGMENT FOR VIOLATION OF PRIVACY WAS ENTERED WHICH REMAINED UNPAID FOR TWO YEARS.

Action taken: After CJRS levied the judgment debtor's bank account and garnished wages, he filed for Chapter 13 bankruptcy.  CJRS appeared at the meeting of creditors and asked probing questions regarding the information on debtor's petition. The trustee continued the hearing to allow for more time to fully examine the debtor. Before this hearing, however, the debtor's attorney advised CJRS that the Chapter 13 Plan was going to be modified to pay CJRS' judgment at 100%. 

Plaintiff Susan R: "I appreciate the way that you've handled this case. Thank you for your hard work."

adv. case no. 06-00518-pb7, us bankruptcy court, southern district of california

JUDGMENT WAS ENTERED AGAINST AN ATTORNEY IN FAVOR OF PAST CLIENT. AFTER ONE YEAR, THE DEBTOR HAD ONLY PAID $75 TOWARD A $145,000 JUDGMENT.

Action taken: Judgment debtor was resisting cooperation. Documents were subpoenaed from several institutions to get a full financial picture. Although there was income, the law practice appeared to be struggling. CJRS filed a lien in one of the debtor's cases. That brought the attorney forward to work out a payment plan. He stipulated to an order assigning a portion of his non-employee income from the law practice to CJRS and to ensure the debt would be honored by taking out an insurance policy. 

Plaintiff Patricia P: "You are great. Wonderful news. Thank you."